The destructive nature of mother earth is not something we can exercise control over. Unwanted incidents, both natural and man-made ones are uncalled for. You can never predict when your motorbike might become a part of an accident or get vandalized or get stolen. The probability of getting involved in a calamity is higher for a motorbike as compared to any other vehicle. Hence it is essentially necessary to buy bike insurance policy which will extend coverage over the loss and the damage that you incur while being involved in any natural or man-made mishap.