Tips To Buy The Best Bike Insurance Policy

The destructive nature of mother earth is not something we can exercise control over. Unwanted incidents, both natural and man-made ones are uncalled for. You can never predict when your motorbike might become a part of an accident or get vandalized or get stolen. The probability of getting involved in a calamity is higher for a motorbike as compared to any other vehicle. Hence it is essentially necessary to buy bike insurance policy which will extend coverage over the loss and the damage that you incur while being involved in any natural or man-made mishap.

Overview Of Reliance General Two Wheeler Insurance Plan

Reliance General Insurance Company is well known in the market for providing good service at affordable rates. You can easily consider the services of the company when you want to get insurance for your bike and scooters.

Checkout The Best Bikes That You Can Buy In 2018

Every year, the manufacturing companies keep releasing new models into the market. This gives you plenty of options to choose from and you can get the best value for your money. All you need to do in this situation is to compare the best options available in the market that is suited for your individual requirements. You have to choose the bikes based on various factors and this will ensure that you will be able to use them to the complete potential. No matter what you choose, always ensure that you secure the bike with a proper motorcycle insurance from a reputed company. This can save you lots of money in future.

Factors to consider while choosing bikes

• Your everyday travel requirementIf you are traveling for a long distance on a daily basis due to work or other reasons, you need to choose the appropriate bike that is suitable for long distance driving. In the same manner, you should also consider for what purpose you will be using the two wheeler. If you want to carry some luggage on a regular basis, you should consider suitable options available in the market.
• Your budget for the new bikeYou can get a bike from about Rs 50000 to few lakhs and everything depends on your individual needs. If you want to spend lots of money, you can go for the expensive bikes that offer superior quality comforts and you will also get good attention from others when you use such high end sports bikes. On the other hand, if you are on a limited budget, you can go for the regular options that can give you good value for your money in the long run.
• The mileage of the bike and other maintenance expensesMost people are concerned about this aspect when they want to buy new bike from the market. Remember that the rate of petrol is in an increasing trend and you have to carefully choose the bike based on its mileage. Apart from that, you should also consider the regular maintenance expenses of the vehicle and choose them according to your comfort level.
• Your age and overall health condition.If you are still in your twenties, you can go for the high end bikes that come with bigger capacity. Remember that they weigh more than the normal bikes. On the other hand, if you want to use it for family travel, you can choose the normal bikes that are moderate in weight. In this way, you will be able to handle it easily without much efforts.

Hero Splendor Plus – Best bike for family use

• You can choose from as many as 4 variants.
• Its overall weight is close to 110 kg.
• The capacity is 97cc and it gives a mileage of close to 70 km per litre.
• The price is in the range of 52000 – 56000 Rs.

This is the popular choice of millions of people across the country and you can also choose this if you are planning to use it for commuting to work and other family activities. The maintenance cost is very less and the overall weight and stability is suited for family people who have ladies as pillion riders. You can also get motorcycle insurance along with the bike when you discuss your requirements with the showroom executives. They will make suitable arrangements and get you in touch with the insurance agents.

Bajaj Pulsar 150 – Best bike for youth

• It is available only in one variant.
• The 150cc capacity bike gives a mileage of nearly 65 km per litre.
• The overall weight of the bike is close to 144 kg.
• The price of the bike is in the range of 82000-84000 Rs.

This is the best choice if you are still young and can handle the excess weight and speed of the bike. You can also use it when you have women as pillion riders and this gives complete value for your money. It strikes the right balance between power and economy and this is the main reason for its popularity since many years. Make sure that you get motorcycle insurance along with your new bike as this will help you in future.

Bajaj V15 – Stylish bike for youth

• It has only one variant that is very attractive in design.
• The 150 cc bike gives a good mileage of close to 70 km per litre.
• It weighs close to 133 kgs.
• The price range of the bike is 68000 – 70000 Rs.

It is very attractive and has metal parts made from the legendary INS Vikrant. This can be a proud possession for many people and you will fall in love with the design of the bike. You can choose this as an alternate for Splendor if you are looking for a good bike in the economy range. Always ensure that you get proper motorcycle insurance as it is mandatory to have insurance for every bike in our country.

Bajaj Avenger Street 220 – Best cruiser bike for youth

• It has only one variant and ideally suited for long journey.
• The 220 cc bike gives an average mileage of 45 km per litre.
• Its weight is close to 150 kgs.
• The price of the bike is in the range of 98000 – 100000 Rs.

This is the best option when you want to get a cruiser bike at low price in India. It is also suited for use in city as the handles are not too large like the international cruiser bikes. The seating is very comfortable for long journeys and you can even use this if you are not too tall as the bike is slightly short when compared to other bikes. It is important to secure your bike with a proper motorcycle insurance as this will give you complete coverage from various damages in future.

Royal Enfield Himalayan 750 cc – For Royal Enfield lovers

• The 750 cc bike is not very good in terms of mileage and gives a mere 17 km per litre.
• It is very heavy and you have to be prepared to handle the excess weight.
• The price range is close to 4 lakhs and it is only suited for Royal Enfield lovers.

The most awaited bike from Royal Enfield is finally here and this is the best choice when you want to go on long drives. It is well known all over the world for its sturdy performance and you will enjoy the ride for long hours. You need to get the best motorcycle insurance for such bikes so that you will have complete coverage for any damage to the bike in future.

Effective Ways To Renew Your Bike Insurance

There are many simple ways in which you can renew your bike insurance online without any hassles. In earlier days, you had to visit the office of the insurance service provider to renew the policy. This is a time consuming affair and you will not be able to accomplish the task within a short duration of time.

Here Is Why You Should Go For Multiyear Two Wheeler Insurance Plan

When it comes to buying motor insurance, many people are of the assumption that it can be bought only for one year tenure. However, this is not true with regards to two wheelers and the IRDAI has given permission to insurance companies to offer multi-year plans.

Here Is How You Can Ensure The Safety Of Your Two Wheeler

You need to take proper care of your two wheeler to get the best performance out of the vehicle. Remember that it needs regular maintenance and you will get to enjoy a smooth ride when the vehicle is in good condition.

Here Is How To Buy Bike Insurance Smartly

It is very important to secure your two wheeler with a proper insurance policy. In this way, any damage that happens to your bike due to accident will be compensated by the insurance company. Even if the bike gets stolen, you can get compensation from the company.

What is Not Included in Your Bike Insurance?

Riding a bike is extremely exciting. But will it continue being fun if you get into an accident and your bike is rammed into a tree or building? No, right! Over the pain of that, being stressed out about the insurance takes the tension to a whole different level. Having a two-wheeler insurance, under which bike Insurance falls, is mandatory in India under the Motor Vehicles Act, 1988. This insurance falls under the General Insurance product category.

5-Point Guide to Best Motorcycle Insurance for Beginners

Riding a motorcycle gives you that adrenaline rush that makes you want to go faster. But losing control of it and crashing into someone or something is not fun at all. Also being stressed out about the insurance is another level of stress.

Add-On Covers in Two Wheeler Insurance Policy: Are They Required?

The two-wheeler maintenance includes protection of the engine, assembly and accessories. The risks involved in the parking and riding should be borne by the insurance policy. The two-wheeler insurance plan can be bought to cover the third party damage and own damage.

Things Bike Riders Must Keep in Their Riding Kit

Bike riders should carry essential gear in the bag before hitting the road. The items should be managed as per the type of bike that you are riding. If you organize items in a very efficient way, you will not spend too much time in searching. The packing and unpacking should be done in a very efficient manner. If you are planning a ride for a long period of time (few weeks or months), it is advisable to possess essential items. However, you should take items which are required and unnecessary items should be eliminated.

Renewing Your Bike Policy – Not a Choice or Luxury But A MUST!

Owning a bike is a common thing today, and if there is something that you cannot live without today then, it is your phone and bike. Our bike is our saviour, especially when we are stuck in sticky situations, be it picking up our family members, or picking up essential groceries.

10 Pointers You Must Consider Before Buying a Used Two wheeler

If you are planning to a buy a used two-wheeler, you should spend you should do your homework to buy ‘a value for money’ vehicle. The tips offered by experts will help you take the best decision without any issues.

5 Simple Steps to Reduce Two Wheeler Insurance Premium

There is something about bikes that sets the pulse racing. The adrenalin rush that one experiences when on two wheels. Bikes and scooters are something that need to be ridden to be experienced! In addition to that, scooters and bikes have been an integral part of many middle class families in India and even internationally owing to their high fuel efficiency and load carrying capacities.